TERMS AND CONDITIONS OF USE

DOMPET AMAN

Effective October 1, 2024

Welcome to Dompet Aman.

PT Dompet Aman Indonesia, a limited liability company incorporated under the laws of the Republic of Indonesia, domiciled at the Indonesia Stock Exchange Building, Tower I, 28th Floor, Suite 2801, Jl. Jend. Sudirman Kav. 52-53, Jakarta 12190, as the owner of Dompet Aman which provides access to financial, lifestyle, social, and point rewards services, where Dompet Aman can be accessed through a web application, Playstore and/or App Store.

Please take the time to read these entire Terms and Conditions of Use of Dompet Aman. As for the Terms and Conditions of Use of Dompet Aman, (i) you are bound by all terms of use of Dompet Aman; and (ii) additional terms and conditions of the Services on Dompet Aman. Notwithstanding a single entity, the additional terms of use will apply to each related Service in the event of any discrepancy with the terms of use. Therefore, in using Dompet Aman, you must understand and agree to all the contents of the Terms and Conditions of Use of Dompet Aman. If you do not agree to Dompet Aman Terms and Conditions of Use, you are allowed not to continue accessing or using Dompet Aman.

Before using Dompet Aman, you must agree to the Terms and Conditions of Use of Dompet Aman and the Privacy Policy and register as a User by filling in the required data in accordance with the applicable regulations. By agreeing to the Terms and Conditions of Use of Dompet Aman and the Privacy Policy, the User will be deemed to have read, understood, understood and agreed to this Terms and Conditions of Use of Dompet Aman as well as the Privacy Policy which becomes effective and legally binding for the User.

The Terms and Conditions of Use of Dompet Aman may change and change periodically. Changes will take effect on the effective date of publication as stated in the Terms and Conditions of Use of Dompet Aman. It is your responsibility to review these Terms and Conditions of Use of Dompet Aman periodically. If you do not agree to any part of these Dompet Aman Terms and Conditions, please do not continue using Dompet Aman. Dompet Aman is not responsible for any losses related to your failure to review and agree to Dompet Aman Terms and Conditions of Use.

  1. DEFINITION

The following definitions that you must understand in the Terms and Conditions of Use of Dompet Aman:

  1. Account is a personal account belonging to Dompet Aman User that is used to access Dompet Aman and the Services.

  1. BANI is the Indonesian National Arbitration Board located at Wahana Graha 1st & 2nd Floor, Jalan Mampang Prapatan No. 2, Duren Tiga, Pancoran, RT.4/RW.1, Duren Tiga, Pancoran, South Jakarta, DKI Jakarta 12760.

  1. DAI is PT Dompet Aman Indonesia, a limited liability company incorporated under the laws of the Republic of Indonesia, domiciled at the Indonesia Stock Exchange Building, Tower I, 28th Floor, Suite 2801, Jl. Jend. Sudirman Kav. 52-53, Jakarta 12190, which is the owner of Dompet Aman.

  1. Dompet Aman is a DAI www.dompetaman.com site and platform that provides access to financial, lifestyle, social, and point rewards services. Dompet Aman can be accessed through the web app, Playstore and/or App Store.

  1. Personal Information means personally identifiable information about the User collected through Dompet Aman, such as name, e-mail address, gender, identification (including ID card, driver's license, or passport) or other government-issued identification, photo, nationality, User's phone number, health data, related financial information, and biometric information (including but not limited to facial recognition),  including the content of the message and/or attachment submitted by the User that will be provided when the User opens an Account and is subject to the Privacy Policy.

  1. Force Majeure is a circumstance that occurs beyond the control of Dompet Aman including but not limited to natural disasters, virus pandemics, power outages, telecommunication disruptions, government policies, and others.

  1. Privacy Policy is a policy that regulates how to collect, use, and disclose User data and information in Dompet Aman along with all the features contained in Dompet Aman.

  1. Content is any and/or all information created and/or compiled and/or developed and/or managed by DAI or the Service Provider including but not limited to text or writing, images, quotes or quotes, photographs, illustrations, animations, videos, sound recordings or music, titles, descriptions and/or any data in any form obtained from the Service Provider and has the authority to use and distribute the content provided to displayed on Dompet Aman, including any links linking to the Service Provider.

  1. Report is the submission of complaints, questions, rebuttals, and others to the Service, Content, or payment through the Payment Method, or the Service Provider's treatment of the User through Dompet Aman.

  1. Services are access to order, payment, or use of services available on Dompet Aman, namely Aman Finance, Aman Health, Aman Social, Aman Lifestyle, Aman Rewards, and other services in Dompet Aman from DAI partners that will be developed from time to time.

  1. Payment Method means payment of some or one of the Services by the User by electronic money, loan facilities, company bills (by using a valid user account linked to the User's employer account), debit or credit card, bank account, or other payment method.

  1. OTP or One-Time Password is a verification code or one-time password system sent by Dompet Aman to the User that functions so that the User can register himself on Dompet Aman.

  1. The user is you as the user of Dompet Aman.

  1. Payment Method Provider is an electronic payment method provided by an independent third party within a Dompet Aman.

  1. The Service Provider is a third party, both affiliated and in collaboration with DAI, that agrees to become a provider of financial, lifestyle, social, and point rewards services in Dompet Aman with a cooperation scheme or other schemes with DAI.

  1. An Authorization Pin is a passcode that a User creates for the purpose of using and executing certain features on a limited basis in a Dompet Aman.

  1. Terms and Conditions of Use of Dompet Aman means these Terms and Conditions of Use of Dompet Aman along with all changes or updates thereof and govern all terms and conditions that apply to Users in using Dompet Aman.

  1. DOMPET AMAN TERMS OF USE AND SERVICES

The User agrees to the following in connection with the use of Dompet Aman:

  1. The User has full discretion to use Dompet Aman or any other application, whether to use the Services available on Dompet Aman, or to stop using Dompet Aman.

  1. The User agrees to submit Personal Information during the registration process on Dompet Aman. Users are expected to update their Personal Information if there is a change in Personal Information such as e-mail address.

  1. DAI may use the User's e-mail address to sign up for newsletters, surveys, or other activities related to the operation of Dompet Aman. By agreeing to the Privacy Policy, DAI may collect Personal Information that is used to support the Services on Dompet Aman. If the User does not agree to the Privacy Policy, then the User is allowed not to participate in the Services on Dompet Aman.

  1. The User agrees to comply with the applicable regulations in connection with the use of the Service on Dompet Aman.

  1. The User can only register one account on Dompet Aman and is fully responsible for all actions provided with the User's Dompet Aman access. This includes responsibility for all actions of using the Service by anyone on behalf of the User.

  1. The User agrees not to use and/or access Dompet Aman system directly or indirectly, either in whole or in part, with viruses, software, or other technologies that may result in weakening, damaging, interfering with or impeding, restricting and/or taking over the functionality and integrity of the software or hardware system, network, and/or data on Dompet Aman.

  1. USER OBLIGATIONS AND RESPONSIBILITIES

  1. In using Dompet Aman, each User is obliged to comply with all Terms and Conditions of Use of Dompet Aman.

  1. The User is obliged to maintain the confidentiality and security of the account including the OTP and Authorization Pin and is fully responsible for all activities on behalf of the Account name. Dompet Aman is not responsible for the misuse of the Account, password, data manipulation, data deletion, or blocking of the User's account due to negligence in maintaining and managing the Account, as well as Account leakage due to the User's negligence in storing, remembering, or providing information on the Account to other parties. The User agrees to immediately notify Dompet Aman of any suspected unauthorized or invalid use in the name of the Account.
  2. The User is solely responsible for the decisions that the User makes to use Dompet Aman and the Services. This includes but is not limited to anti-money laundering, anti-terrorism financing, criminal activities, fraud of any kind, infringement of intellectual property rights, and/or other activities that are detrimental to the public and/or any other party or that can or are considered to damage the reputation of Dompet Aman
  3. The User is responsible for maintaining the security of the Account, including the OTP and Authorization Pin. Dompet Aman will not be liable for any loss or damage that may occur as a result of failure to maintain the security of the Account. Dompet Aman is also exempt from liability for any damage, loss, or risk that will occur in connection with the use of data and Personal Information to access the Service Provider's website.
  4. The User agrees that Dompet Aman is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on the Content, or services available through the site or resources belonging to such Service Provider. The User will release Dompet Aman from all forms of liability, actions, processes, demands, and costs from the above.
  5. The User agrees and is responsible for all data and Personal Information that the User uploads to Dompet Aman.

  1. DOMPET AMAN LIABILITY OBLIGATIONS AND LIMITATIONS

  1. Dompet Aman is obliged to provide access to the Service as it is but Dompet Aman does not represent or warrant that the reliability, timeliness, quality, suitability, availability, accuracy, completeness or security of the Application can meet the needs and will be in accordance with the User's expectations, including but not limited to the Service, Content, and other matters that are the sole responsibility of the Service Provider.

  1. Dompet Aman is obliged to conduct supervision for the purpose of ensuring the smooth use of Dompet Aman and ensuring compliance with the Terms and Conditions of Use of Dompet Aman, applicable laws and regulations, court decisions, and/or provisions of other administrative institutions or government bodies.

  1. Dompet Aman is not responsible for any loss or damage caused by any failure or mistake made by the Service Provider or the User's failure or error in complying with the Terms and Conditions of Use of Dompet Aman and the Service Provider.

  1. Dompet Aman may experience limitations, delays, and other problems contained in the use of the internet and electronic communications, including the User's device, problems with the Service Provider, not being connected to the internet, being out of range, being shut down or malfunctioning for any reason that does not need to be proven. Dompet Aman is not responsible for delays, delivery failures, damages or losses resulting from such issues.

  1. Dompet Aman does not have any obligation, including to take further action or legal action deemed necessary by the User and the Service Provider for any problems or disputes arising between the User and the Service Provider. However, Dompet Aman will facilitate any problems or disputes that arise between the User and the Service Provider with reasonable efforts necessary and do not incur any further liability to Dompet Aman.

  1. DOMPET AMAN ACCOUNT OPENING AND ACCESS

Before using Dompet Aman, the User must agree to the Terms and Conditions of Use of Dompet Aman and the Privacy Policy, and the User registers by providing the information required by Dompet Aman.

When registering, Dompet Aman will ask the User to provide a phone number to obtain an OTP code as Account verification. Furthermore, Dompet Aman will ask the User to provide Personal Information.The User can change the User's personal data information in the settings feature in Dompet Aman.

After registering on Dompet Aman, Dompet Aman system will automatically generate an OTP code and send the OTP code via short message to the phone number that has been provided by the User. Users need to verify by entering the OTP code on Dompet Aman registration page. After verification, Dompet Aman system will create an Account. .

Please note that the User's e-mail  address and phone number are attached to the Account, so the User cannot create a new Account with  the e-mail address and phone number already registered. The same applies if in the future the User changes the User's e-mail address and phone number in the settings menu in Dompet Aman.

*In the event that the User has logged out of the Account, the User needs to enter the e-mail address  and phone number provided when the User registers and enter the verification code, which is then automatically sent by Dompet Aman system to the registered phone number on the access page.

[Note: OTP is automatically generated by Dompet Aman system. Dompet Aman is unaware and never asks for an OTP outside the system. Never give the OTP to anyone on behalf of Dompet Aman.]

  1. USER ACCOUNT

The Account can only be used by the User and cannot be transferred to another person for any reason. Dompet Aman has the right to refuse to facilitate the User if Dompet Aman knows or has sufficient grounds to suspect that the User has diverted or allowed the Account to be used by another person.

The security and confidentiality of the Account, including the registered name, registered email address, registered phone number, payment details and payment method selected by the User, as well as the OTP generated and sent by Dompet Aman system are solely the responsibility of the User. All losses and risks that exist due to the User's negligence in maintaining security and confidentiality as mentioned are borne by the User himself. In such event, Dompet Aman will consider any use or order made through the Account as a legitimate request from the User.

Please inform Dompet Aman immediately if the User knows or suspects that the Account has been used without the User's knowledge and consent. Dompet Aman will perform the actions that Dompet Aman needs to take.

  1. CONTENT, INFORMATION, AND PROMOTIONS

Dompet Aman works with Service Providers to provide Content.  In the case of Content provided by Service Providers in cooperation with Dompet Aman, Dompet Aman is not responsible for any part of the content of such Content. The User's access to such Content is a form of the User's agreement to comply with the Terms and Conditions of Use of Dompet Aman set by Dompet Aman or the Service Provider, including the Privacy Policy.

Dompet Aman or the Service Provider may provide offers or product introductions from the Service Provider in connection with the use of Dompet Aman. Dompet Aman is not responsible for any part of the content of the offer or product introduction of the Service Provider. The User's access or use of the Service Provider's offers and product introductions is a form of the User's agreement to be subject to the Terms and Conditions set by Dompet Aman or the Service Provider, including the Privacy Policy.

All information offers or product introductions from the Service Provider contained in Dompet Aman are only intended to provide the User with the best experience when using Dompet Aman or the Services. The User shall not abuse the offer or product introduction from the Service Provider that the User receives during the use of Dompet Aman or the Service.

The User agrees to use the offer or introduction of products from the Service Provider in accordance with the terms, conditions, and intent of the offer or introduction of products from the Service Provider and will not abuse, duplicate, monetize, divert, use for commercial purposes or take unreasonable advantage of the offer or introduction of such products in any form or manner.

The User understands that the offer or introduction of products from the Service Provider cannot be exchanged for cash, has a limited validity period and is subject to the terms applicable to any offer or introduction of products from such Service Provider.

  1. FEES AND PAYMENTS

Downloading the software and using Dompet Aman is free of charge. However, Dompet Aman may charge a fee for the use of certain Services on Dompet Aman at a later date with prior notice to the User.

Dompet Aman may change or update the fees for the use of certain Services on Dompet Aman (if any) from time to time based on certain factors, including location, time, type of Service and applicable laws and regulations. Dompet Aman may also charge a price and/or fee of a certain amount as payment for the use of Dompet Aman which may be collected by Dompet Aman, affiliates of Dompet Aman, or Service Providers with prior notice to the User.

The User may make payments for the Services that the User accesses or uses with cash or through Payment Methods which may change at any time based on the full Dompet Aman policy.

To be able to make payments through the Payment Method, the User must be officially registered with the Payment Method provider that the User chooses and use the User's own payment credentials on Dompet Aman in accordance with the conditions provided by Dompet Aman and/or by the Payment Method Provider. In the event that the User uses registered personal information belonging to another party, the User is fully responsible for all necessary permissions and all losses or disputes arising between the User and such other party, either due to the negligence or error of the User, Dompet Aman, the Service Provider, and/or the Payment Method Provider.

Dompet Aman has the right to refuse or delay the User's payment request through the Payment Method for certain reasons, including but not limited to indications or Dompet Aman has sufficient grounds to suspect fraud, fraud, violation of the Terms and Conditions of Use of Dompet Aman, violation of applicable laws and regulations, including those related to payment instruments using cards,  electronic money, payment transaction processing, anti-money laundering, corruption and terrorism financing prevention, or other unreasonable or suspicious actions, including the non-fulfillment of the User's obligations to Dompet Aman.

Further provisions regarding the fees applicable to a particular Service, Content and/or Payment Method Provider can be found in the additional terms and conditions of use of the Service that the User orders and the terms and conditions of the Service Provider and/or the Payment Method Provider.

  1. INTELLECTUAL PROPERTY RIGHTS

Dompet Aman and the Services, including but not limited to, names, logos, program codes, designs, trademarks, technologies, databases, processes and business models, are protected by copyrights, trademarks, patents and other intellectual property rights available under the laws of the Republic of Indonesia registered either in the name of Dompet Aman or its affiliates. Dompet Aman (and Dompet Aman's licensors) own all rights and interests in and to Dompet Aman and the Services, including all intellectual property rights related to all features contained therein and related intellectual property rights.

Subject to Dompet Aman Terms and Conditions of Use, Dompet Aman grants the User a non-exclusive, revocable, non-transferable (without sublicensing) limited license to (i) download, access, and use Dompet Aman, as is, only on the User's personal mobile phone and/or tablet and only for purposes related to the use of the Service, and (ii) access or use the Content,  information and related materials available on Dompet Aman are for personal interest only and not for commercial purposes. Other rights and privileges not expressly granted in Dompet Aman Terms and Conditions of Use, are the rights of Dompet Aman or its licensors.

Any reproduction, distribution, creation of derivative works, sale or offer for sale, appearance whether in part or in whole, and use of Dompet Aman and/or the Services, whether digitally or otherwise or on a device other than a mobile phone or tablet, including but not limited to the use of additional applications such as modified applications, emulators, etc., that deviate from Dompet Aman Terms and Conditions of Use,  as well as the purpose of use determined by Dompet Aman, constitutes an infringement of Dompet Aman's intellectual property rights.

You cannot:

  1. remove any copyright, trademark or other intellectual property rights notices contained in Dompet Aman;

  1. copy, modify, adapt, translate, create derivative works from, distribute, license, sell, transfer, publicly display in whole or in part, reverse engineer, transmit, transfer, broadcast, decompose or otherwise exploit any part of the Application (including the software, features and Services therein);

  1. license, sublicense, sell, resell, transfer, distribute or commercially exploit or make available to any other party Dompet Aman and/or software by creating an internet link to the Application or "frame" or "mirror" any software on another server or wireless or internet-based device;

  1. launching automated programs or scripts, including, but not limited to, web spiders, web crawlers, web robots, web ants, web indexers, bots, viruses or worms, or any program that may make multiple server requests per second, create a heavy load or hinder the operation and/or performance of Dompet Aman;

  1. use any site search or retrieval application, manual or other automated device to scrape, index, survey, data mine, or in any way reproduce or circumvent the navigational or presentation structure of Dompet Aman or its contents;

  1. publish, distribute or reproduce in any way any copyright-protected material, trademark or other information in the possession of Dompet Aman without the prior written consent of Dompet Aman or the rights owner who licenses its rights to Dompet Aman, and

  1. use and/or access Dompet Aman unofficially to (a) damage, weaken or harm any aspect of Dompet Aman, the Services or related systems and networks, and/or (b) create similar counter-products or services using ideas, features, functions or graphics resembling Dompet Aman.

  1. OBSTACLES IN USING DOMPET AMANS

If the User experiences problems with the system, or if the User knows or suspects that the User's account has been hacked, used, or misused by another party, or if the User's phone or tablet is lost, stolen, hacked, or infected with a virus, immediately report it to Dompet Aman. By reporting immediately, Dompet Aman can take the necessary steps to prevent possible use, abuse, or loss.

If the User experiences problems or problems related to the Service, Content, or payment through the Payment Method, or the treatment of the Service Provider, the User may submit a complaint to the User through the features provided by Dompet Aman, including ratings and comments, or by contacting Dompet Aman.

In order to submit a Report, the User needs to provide sufficient information, including but not limited to, a summary of the facts that occurred, evidence in the User's possession, order number and Personal Information.

To respond to each report that has been submitted, Dompet Aman will first verify by matching the information provided by the User and Personal Information. If required, Dompet Aman may directly request the User to provide the necessary information for verification purposes.

Dompet Aman may refuse to follow up on the Report if the information provided by the User does not match the Personal Information contained in the system or if the Report is submitted in connection with, against, on behalf of or by a party different from the owner of the Account concerned who is officially registered in Dompet Aman system. Dompet Aman may terminate the follow-up to the Report at Dompet Aman's policy completely if the Report is not supported by sufficient and clear facts, or has been completed. Dompet Aman may also forward Reports to Service Providers and/or Payment Method Providers to be completed directly by Users and Service Providers and/or Payment Method Providers.

  1. TEMPORARY AND PERMANENT ACCOUNT FREEZES

The User may remove Dompet Aman from the User's mobile phone and/or tablet at any time. Dompet Aman does not have any liability to the User for matters arising from the deletion of Dompet Aman, the temporary freezing or permanent freezing of the Account. However, the Permanent User is responsible for resolving the User's obligations that have arisen, including but not limited to, any liabilities that may arise as a result of any disputes, demands, or other legal actions that have existed, prior to the date of deletion of Dompet Aman, temporary freezing or permanent freezing of the Account.

Accounts may be temporarily frozen or may be permanently frozen due to the following, including but not limited to, the following:

  1. Reports that the Account is being used or suspected to be used or misused by others;

  1. Reports that the User's phone or tablet is lost, stolen or hacked;

  1. Dompet Aman knows or has reasonable grounds to suspect that the Account has been transferred or used by another person;

  1. Dompet Aman knows or has reasonable grounds to suspect that things have occurred that in the opinion of Dompet Aman have or can harm Dompet Aman, the User, the Service Provider or other parties;

  1. Dompet Aman knows or reasonably suspects that you have registered or logged in to multiple Accounts on a single device for the purpose of violating Dompet Aman Terms and Conditions of Use, Privacy Policy or applicable rules and laws.

  1. Dompet Aman System detects any unreasonable actions from the use of the Account or the existence of obligations under the Terms and Conditions of Use of Dompet Aman, and/or the Privacy Policy that is not fulfilled by the User;

  1. The User has passed away, is placed under guardianship or custody or has experienced other disabilities that make the User legally incapable based on the applicable laws and regulations;

  1. Use of Dompet Aman or the Service by the User or other parties (who use the Account) in a manner that is contrary to the Terms and Conditions of Use of Dompet Aman, the Privacy Policy or applicable laws and regulations; and/or

  1. An order for the freezing of an account, whether temporary or permanent, issued by a relevant governmental or monetary institution or based on a court order issued in accordance with applicable laws and regulations.

If the Account is frozen and the User has clear evidence that the Account should not have been frozen, the User may create a Report to present such evidence. Upon further examination of the Report, Dompet Aman at its sole discretion will determine whether to terminate or continue the freeze on the Account. The freeze will not be unreasonably continued if Dompet Aman decides that the matters that resulted in the freeze have been resolved.

Users will not use Dompet Aman on devices or operating systems that have been modified outside of the device or operating system configuration and Dompet Aman configuration. This includes devices that have gone through a rooted or jail-broken process that allows the User to access and modify systems and applications that would normally be inaccessible. The use of Dompet Aman on rooted or jail-broken devices can interfere with data security and lead to fraudulent transactions.

Dompet Aman is not responsible for the download and use of Dompet Aman on rooted or jail-broken devices and your use of rooted or jail-broken devices  is entirely at the User's risk. The User understands and agrees that Dompet Aman is not responsible for any loss or any other consequences suffered or caused by the User as a result of the use of Dompet Aman on a rooted or jail-broken device  and Dompet Aman has the authority to stop the User's use of Dompet Aman on a rooted or jail-broken device  and block the device rooted or jail-broken to use Dompet Aman.

  1. ACTIONS DEEMED NECESSARY BY DOMPET AMANS

If Dompet Aman knows or has sufficient grounds to suspect that the User has committed a violation, crime or other act that is contrary to the Terms and Conditions of Use of Dompet Aman and/or the applicable laws and regulations, whether referred to in the Terms and Conditions of Use of Dompet Aman or not, then Dompet Aman has the right to and can freeze the Account,  either temporarily or permanently, or terminate the User's access to Dompet Aman, including the Services, Content and/or Payment Methods contained therein, conduct an examination, demand compensation, report to the authorities and/or take other actions deemed necessary, including criminal or civil legal actions.

Dompet Aman will follow up by conducting an investigation and/or facilitating the relevant Service Provider to report to the relevant authorities if Dompet Aman receives a report of a violation committed by the User in the Terms and Conditions of Use of Dompet Aman or a violation of the applicable laws and regulations, in connection with:

  1. Harassment or verbal violence, including but not limited to, physical, gender, ethnic, religious and racial, that the User commits against and on Dompet Aman, the Service Provider, n and/or the Payment Method Provider;
  2. Fraudulent acts;
  3. Use of Dompet Aman on rooted or jail-broken devices; and/or
  4. Physical harassment or violence committed by the User against the Service Provider and/or Payment Method Provider;

This provision also applies otherwise if the User experiences the actions as mentioned above carried out by the Service Provider and/or Payment Method Provider against the User.

  1. USER REPRESENTATIONS AND WARRANTIES

  1. The User represents and warrants that the User is at least 18 (eighteen) years old or still under the age of 18 (eighteen) years old but with parental or guardian supervision or is married and not under guardianship or guardianship and you legally have the capacity and right to bind yourself to the Terms and Conditions of Use of Dompet Aman.

  1. If the User does not comply with these conditions but still accesses or uses Dompet Aman, Services, or Payment Methods, the User represents and warrants that the User's actions to open, access or carry out other activities in Dompet Aman have been approved by the User's parents, guardians or guardians. The User expressly waives any legal right to cancel or revoke any and all consent given by the User under Dompet Aman Terms and Conditions of Use at the time the User is deemed to be of legal age.

  1. The User warrants and ensures that the User will only access or use Dompet Aman, Services, Content or Payment Methods only in accordance with the purposes as specified in Dompet Aman Terms and Conditions of Use and not abuse or use Dompet Aman, Services, Content or Payment Methods for fraudulent purposes, cause inconvenience to others, make fraudulent orders or any other actions that can or are considered to be causing harm in any form to others.

  1. The User understands and agrees that all risks arising from the use of Dompet Aman, Services, Content and Payment Methods are solely the responsibility of the User and the User hereby agrees to release Dompet Aman from any claims in connection with any damage, interruption, or other form of system interruption caused by unauthorized access by other parties.

  1. The User expressly releases Dompet Aman, including but not limited to, Dompet Aman's officers, directors, commissioners, employees and agents, from any and all liabilities, consequences, losses whether material or immaterial, demands, costs (including advocate fees) or any other legal liability arising or may arise as a result of the User's violation of the Terms and Conditions of Use of Dompet Aman or in connection with the actions of the Service Provider and/or the Provider. Payment Methods.

  1. Excluded from the above provisions, if there is a direct loss due to Dompet Aman's violation of the Terms and Conditions of Use of Dompet Aman, then the User agrees and expressly limits the amount of the User's claim to the total amount actually incurred or has been paid in connection with the event.

  1. The User declares that all Services are provided by the Service Provider and Dompet Aman as the facility provider so that the User can access the Service.

  1. By continuing to access or use Dompet Aman, the User agrees to comply with and comply with all relevant laws and regulations and the Terms and Conditions of Use of Dompet Aman, including all changes thereto as well as the terms and conditions of use of each Service Provider or Payment Method Provider. If the User does not agree with any of the Terms and Conditions of Use of Dompet Aman, immediately stop accessing or using Dompet Aman and/or the Service.

  1. DOMPET AMAN STATEMENT AND GUARANTEE

Dompet Aman represents and warrants that Dompet Aman is the only application intended to introduce financial, lifestyle, social, and point rewards service products that can be accessed through web applications, Playstore and/or App Store and is not an online loan application.

  1. FORCE MAJEURE

In the event of a Force Majeure Event, Dompet Aman will immediately notify the user of the situation and try its best to minimize the impact of the event. The User agrees to release Dompet Aman from any claims and liabilities if Dompet Aman is unable to provide services or follow the user's instructions, either in part or in full, as a result of such incident.

  1. GOVERNING LAW AND DISPUTE RESOLUTION

  1. The Terms and Conditions of Use of Dompet Aman and any non-contractual relationship arising therefrom shall be governed and construed in accordance with the laws of the Republic of Indonesia.

  1. Any disputes, disputes or differences of opinion arising in connection with the use of Dompet Aman and/or the Service will be resolved first through deliberation to reach a consensus.

  1. If it cannot be resolved through deliberation, the dispute, dispute or difference of opinion will be resolved through BANI in accordance with the applicable laws and regulations.

  1. OTHERS

  1. The User understands and agrees that the Terms and Conditions of Use of Dompet Aman is an agreement in electronic form and the User's action of pressing the 'register' button when opening an Account or the 'login' button when accessing the Account is an active agreement of the User to bind himself into an agreement with Dompet Aman so that the applicability of the Terms and Conditions of Use of Dompet Aman and the Privacy Policy is valid and legally binding and continues to apply throughout the use of Dompet Aman and Service by User.

  1. The User shall not raise any claim or objection to the validity of Dompet Aman Terms and Conditions of Use or the Privacy Policy made in electronic form.

  1. The User may not transfer the User's rights under the Terms and Conditions of Use of Dompet Aman without the prior written consent of Dompet Aman.

  1. If the User violates or does not comply with the provisions in the Terms and Conditions of Use, and Dompet Aman does not take action directly, it does not mean that Dompet Aman waives the right of Dompet Aman to take necessary actions in the future.

  1. These terms remain in effect even after the temporary freeze, permanent freeze, deletion of Dompet Aman or after the expiration of this agreement between the User and Dompet Aman.

  1. If any of the provisions in Dompet Aman Terms and Conditions of Use cannot be enforced, it will not affect the other provisions.

  1. CONTACT INFORMATION

Users can contact Dompet Aman via email to info@dompeaman.com or by phone to 081990833809 number. All User correspondence will be recorded, recorded and stored for Dompet Aman archive.